 |
 |
| Administrative Law | | Aeronautics | | Agriculture And Marketing | | Alcoholic Beverage Control | | Animals And Livestock (formerly: Animals, Estrays, Brands, And Fences) | | Banks And Trust Companies | | Boundaries And Plats | | Business Regulations — Miscellaneous | | Businesses And Professions | | Cemeteries, Morgues, And Human Remains | | Cities And Towns | | Commission Merchants — Agricultural Products | | Common School Provisions | | Corporations And Associations (profit) (business Corporation Act: See Title 23b Rcw) | | Counties | | Courts Of Record | | Crimes And Punishments | | Criminal Procedure | | Developmental Disabilities | | Diking And Drainage | | District Courts — Civil Procedure | | District Courts — Courts Of Limited Jurisdiction | | Domestic Relations | | Elections | | Eminent Domain | | Enforcement Of Judgments | | Estate Taxation | | Evidence | | Excise Taxes | | Federal Areas — Indians | | Fire Protection Districts | | Fish And Wildlife | | Flood Control | | Food, Drugs, Cosmetics, And Poisons | | Forests And Forest Products | | General Provisions | | Higher Education | | Industrial Insurance | | Insurance | | Irrigation | | Juvenile Courts And Juvenile Offenders | | Labor Regulations | | Landlord And Tenant | | Libraries, Museums, And Historical Activities | | Liens | | Mental Illness | | Militia And Military Affairs | | Mines, Minerals, And Petroleum | | Miscellaneous Loan Agencies | | Motor Vehicles | | Mutual Savings Banks | | Navigation And Harbor Improvements | | Optional Municipal Code | | Partnerships | | Personal Property | | Port Districts | | Probate And Trust Law | | Property Taxes | | Public Assistance | | Public Contracts And Indebtedness | | Public Documents, Records, And Publications | | Public Employment, Civil Service, And Pensions | | Public Health And Safety | | Public Highways And Transportation | | Public Lands | | Public Officers And Agencies | | Public Recreational Lands | | Public Utilities | | Public Utility Districts | | Real Property And Conveyances | | Reclamation, Soil Conservation, And Land Settlement | | Recording, Registration, And Legal Publication | | Savings And Loan Associations | | Special Proceedings And Actions | | Sports And Recreation — Convention Facilities | | State Government — Executive | | State Government — Legislative | | State Institutions | | Transportation | | Unemployment Compensation | | Uniform Commercial Code | | Veterans And Veterans' Affairs | | Warehousing And Deposits | | Washington Business Corporation Act | | Washington Criminal Code | | Water Rights — Environment | | Water-sewer Districts | | Waterways | | Weeds, Rodents, And Pests |
|
|
|
|
| search a lawyer |
|
|
| ACTS, STATUTES |
|
|
|
|
|
|
|
|
|
|
|
|
| Home > Statutes > USA Washington |
|
USA Statutes : washington
Title : Businesses and professions
Chapter : Debt adjusting
|
|
|
RCW 18.28.010Definitions.Unless a different meaning is plainly required by the context, the following words and phrases as hereinafter used in this chapter shall have the following meanings: (1) "Debt adjusting" means the managing, counseling, settling, adjusting, prorating, or liquidating of the indebtedness of a debtor, or receiving funds for the purpose of distributing said funds among creditors in payment or partial payment of obligations of a debtor. (2) "Debt adjuster", which includes any person known as a debt pooler, debt manager, debt consolidator, debt prorater, or credit counselor, is any person engaging in or holding himself or herself out as engaging in the business of debt adjusting for compensation. The term shall not include: (a) Attorneys at law, escrow agents, accountants, broker-dealers in securities, or investment advisors in securities, while performing services solely incidental to the practice of their professions; (b) Any person, partnership, association, or corporation doing business under and as permitted by any law of this state or of the United States relating to banks, consumer finance businesses, consumer loan companies, trust companies, mutual savings banks, savings and loan associations, building and loan associations, credit unions, crop credit associations, development credit corporations, industrial development corporations, title insurance companies, or insurance companies; (c) Persons who, as employees on a regular salary or wage of an employer not engaged in the business of debt adjusting, perform credit services for their employer; (d) Public officers while acting in their official capacities and persons acting under court order; (e) Any person while performing services incidental to the dissolution, winding up or liquidation of a partnership, corporation, or other business enterprise; (f) Nonprofit organizations dealing exclusively with debts owing from commercial enterprises to business creditors; (g) Nonprofit organizations engaged in debt adjusting and which do not assess against the debtor a service charge in excess of fifteen dollars per month. (3) "Debt adjusting agency" is any partnership, corporation, or association engaging in or holding itself out as engaging in the business of debt adjusting.[1999 c 151 § 101; 1979 c 156 § 1; 1970 ex.s. c 97 § 1; 1967 c 201 § 1.]Notes:Part headings not law -- 1999 c 151: "Part headings used in this act are not any part of the law." [1999 c 151 § 2401.]Effective date -- 1999 c 151: "This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and takes effect July 1, 1999." [1999 c 151 § 2402.]Effective date -- 1979 c 156: "This act is necessary for the immediate preservation of the public peace, health, and safety, the support of the state government and its existing public institutions, and shall take effect June 30, 1979." [1979 c 156 § 14.]Severability -- 1979 c 156: "If any provision of this act, or its application to any person or circumstance is held invalid, the remainder of the act, or the application of the provision to other persons or circumstances is not affected." [1979 c 156 § 13.] RCW 18.28.180Administrative procedure act to govern administration.The administrative procedure act, chapter 34.05 RCW, shall wherever applicable herein, govern the rights, remedies, and procedures respecting the administration of this chapter.[1967 c 201 § 18.] RCW 18.28.190Violations Penalty.Any person who violates any provision of this chapter or aids or abets such violation, or any rule lawfully adopted under this chapter or any order made under this chapter, is guilty of a misdemeanor.[1999 c 151 § 111; 1967 c 201 § 19.]Notes:Part headings not law -- Effective date -- 1999 c 151: See notes following RCW 18.28.010. RCW 18.28.910Severability 1967 c 201.If any provision of this act, or its application to any person or circumstance, is held invalid, the remainder of the act, or the application of the provision to other persons or circumstances, is not affected.[1967 c 201 § 24.]
|
|
|
|
